Understanding what Boomers to Gen Z value to super-charge deposits

first_img continue reading » All consumers have an opinion about the role a financial institutionshould have in their day to day lives. According to Kasasa’s latest consumer study1, younger adults appear to care less about whether their account is with a community financial institution and more about what they can get from that institution.Fortunately, 85% of Americans believe community banks and credit unions are capable of satisfying the majority of their financial needs. Over half (55%) would consider opening an account at a community bank or credit union, but just 3 in 10 would consider a national bank.While megabanks still have majority market share, the gap has shrunk, with 45% of Americans having accounts at national megabanks versus 43% having accounts at local community banks and credit unions.Growing deposits is expected to get harder. The findings above highlight the importance of understanding what consumers value so institutions can offer the right products and services, thus generating deposits – an increasingly challenging task. According to BAI, almost two-thirds of bankers said deposit competition increased over the past year. Over two-thirds expect it to increase in the next year.2  ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Hearts progress, Inter Allies leak goals: The key stats from NC Special Week 12

first_imgHearts of Oak became the first side through to the semis of the Normalisation Committee Special Competition after week 12.Once again seven games were played across Wednesday and Thursday with none of the games ending in a draw for the second straight matchweek.One major change in this round of games, however, was the performance of the away teams, with less wins from the home sides than those playing away from familiar settings.Liberty, Elmina Sharks, Bechem United and Dreams FC’s wins away from home contributed to the most successful matchweek for away sides since the competition began.Only Ashanti Gold, Kotoko and Hearts of Oak managed to keep home fans happy by earning all three points.Goals galore17 goals were scored this matchweek with eight goals being scored by the home sides and nine going in for thehome teams.For the first time in the competition, a player scored more than two goals in a game (for the same side) and more than three in a game.Ashantigold’s Shafiu Mumuni was extremely prolific on Wednesday at both ends of the pitch.He ended the game with a hat-trick for his side while also netting an own goal in their 4-1 win over Aduana.Mumuni was the only player to score more than one goal meaning there were 14 different scorers.Despite not scoring on Wednesday, Karela’s Diawisie Taylor remains the top scorer with eight goals, one more than Kotoko’s Fatawu Safiu who also drew a blank.Karela and Hearts of Oak remain the tournament’s top goalscorers with the Phobians’ solitary strike over Karela levelling Karela’s 17-goal tally.Inter Allies have had a hard time keeping the ball out of their net in this campaign. Having let in 19 goals so far, they’ve now conceded two times the number of goals let in by Medeama.They are also one goal away from having conceded five times as many goals as Kumasi Asante Kotoko. Yeesh!The pacesettersHearts’ 1-0 win over Karela put them on 25 points which means they can’t now be caught by Liberty Professionals in third place with 19 points, with two games to play for both sides.Karela are now just two points clear of Liberty and three clear of Elmina Sharks and WAFA.Kotoko (18 points) are now just one point behind Medeama who didn’t play this week but have played the same number of games as the Kumasi club. Ashgold are a point behind Kotoko in third.MATCHDAY 12 ResultsAshantiGold 4-1 Aduana [ S. Mumuni (x3), A. Nkrumah – Shafiu Mumuni (OG) ]Inter Allies 0-2 Liberty [ G. Ansong – F. Owusu ]WAFA 0-1 Elmina Sharks [G. Amonoo ]Kotoko 1-0 Eleven Wonders [A. Ganiu]Berekum Chelsea 1-3 Bechem United [ F. Twene – K. Owusu C. Mensah, H. Avayevu]Ebusua Dwarfs 1-2 Dreams FC [S. Borquaye – S. Larbi, R. Addae]Hearts of Oak 1-0 Karela United [ C. Bonney]last_img read more